Iowa Medicare Agents
Van Bruggesn-Wesselink Insurance Agency
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At Van Bruggen-Wesselink, we make it our top priority to identify your specific needs, while putting together a personalized coverage plan. We strive to match you with the most comprehensive insurance package that caters to your unique requirements.
Wegner Insurance Agency
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Our goal at Wegner Insurance Agency is to access your needs and provide you with the benefits and policy that meets your needs while providing you with the highest level of customer service.
Peterson’s Senior Health Insurance
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At Person’s Senior Health Insurance, we place the highest value on client satisfaction. We are dedicated to providing quality service and realize that everyone’s situation is unique.
Featured Agent
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How to Find an Iowa Medicare Agent: Five Questions to Ask
Choosing the right Medicare plan is an important decision. While you don’t have to work with an agent, there are many reasons for doing so. They can help you compare different coverage options to find the plan that is best for you. Their services are offered at no cost to you.
Here are five questions to consider asking an agent before doing business with them:
1. Which insurance carriers and types of plans do you represent?
Ask the agent which type of plans they sell. Do they sell both Medicare Advantage plans and Medicare Supplement plans? Do they represent a wide selection of local and national insurance carriers? The more plans they offer the more options you have to choose from, increasing the likelihood of finding a plan that fits your needs.
2. How much experience do you have?
Experience is important when choosing an agent. An experienced agent will understand the rules and regulations for selling Medicare in your state. They have worked with a wide variety of people and circumstances. Their extensive knowledge means they can provide the guidance you need to help you find the Medicare plan that is right for you.
3. Can you help me understand if Medicare Advantage or Original Medicare is right for me?
Which type of coverage is right for you depends on several factors. When you meet with an agent, they will do a thorough assessment of your needs, including which doctors you see, which prescription medications you take, whether you have any chronic health conditions, how often you travel, and your budget. This will give them the information they need to recommend specific plans. They will educate you on your options and help you make an informed decision.
4. What will my total expenses be for the plan I Choose?
Your agent will be able to help you compare your out of pockets costs between the different types of plans. This includes premiums, deductibles, copays, and coinsurances for both medical services and prescription drugs. They should also include what is not covered. You want to be sure there are no surprises with your coverage choice. If you can’t afford the costs associated with your Medicare coverage, ask your agent to help you find out if you meet the requirements for state and federal financial assistance.
5. Can I switch plans if I change my mind?
Your agent should explain that In most cases you cannot switch plans mid-year unless your circumstances have changed. If this happens, they can help you determine if you qualify for a special enrollment period. If you qualify, they can help you find and enroll in a new plan.
Working with an experienced and knowledgeable agent will help you avoid the mistake of picking the wrong plan. They will ensure you choose a plan that aligns with your needs.
Note: Silver&Smart does not endorse any specific Medicare agents and we do not sell any Medicare plans. We simply provide listings of Medicare agents available in your state. Many of these agents offer multiple plans. We have not vetted the agents who have purchased listings on this website, so please interview them, ask questions, and select an agent that best meets your needs. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all your options.