Vermont Medicare Agents
Vermont Medicare Planning
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Cavalieri Insurance Agency
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At the Cavalieri Insurance Agency we can help you to pay less for your insurance! We offer standardized Medicare Supplement Plans which are not to be confused with Medicare Advantage Plans. Talk to us today and find out what best suits your needs.
Green Mountain Insurance & Retirement
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Since 1999 our professionals at Green Mountain Insurance & Retirement specialize in looking at the whole picture for our clients, no matter a business or Individual/Family.
Featured Agent
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How to Find a Vermont Medicare Agent: Five Questions to Ask
When it comes to Medicare coverage, you have many options and it’s important to understand them all. Choosing the wrong coverage can be a costly mistake. A local, licensed Medicare agent can educate you on your options and help you make the right decision based on your individual healthcare needs.
Here are five questions to ask to help you find the right agent:
1. How much experience do you have selling Medicare?
Experience is an important factor to consider when choosing a Medicare agent. Medicare has many rules and regulations that change every year and vary by state. An experienced agent is better equipped to help you navigate Medicare’s complexities and find the coverage that is right for you.
2. What type of Medicare plans do you sell?
Some agents sell both Medicare Advantage plans and Medicare Supplement plans, while some sell just one or the other. An agent who sells both is better situated to help a wide range of customers. Also ask which insurance carriers they represent. The more options you have the more likely you are to find a plan that best suits your needs.
3. Will your recommendations be specific to my needs?
The agent should not make any recommendations until they have done a thorough needs assessment. This includes asking which doctors you see, which medications you take, if you are being treated for any chronic health conditions, how often you travel out of the area, and what you can afford to pay for your plan. You should come prepared to discuss all of this when you meet. This information is crucial to finding the right coverage that meet your healthcare needs and your budget.
4. How much will my coverage cost?
Your out of pocket expenses will vary depending on the type of coverage you choose. The agent should help you compare all aspects of your coverage options, including the cost. This includes not just your monthly premium, but copays, coinsurances, and deductibles. There should be no financial surprises once you have enrolled in a plan.
5. What if I can’t afford my Medicare coverage?
There are state and federal programs to assist individuals who cannot afford to pay for their Medicare coverage. The agent should be able to help you determine if you meet the eligibility requirements.
When you work with a local, licensed Medicare agent, you will have an experienced and knowledgeable advisor by your side to help you make the right Medicare decisions now and in the future.
Note: Silver&Smart does not endorse any specific Medicare agents and we do not sell any Medicare plans. We simply provide listings of Medicare agents available in your state. Many of these agents offer multiple plans. We have not vetted the agents who have purchased listings on this website, so please interview them, ask questions, and select an agent that best meets your needs. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all your options.